Optional Coverages (Virginia)

Auto Enhancement Endorsement includes:

• Diminishing deductible—Your deductible is reduced by $100 for each consecutive claims-free policy year that your policy has been in force, up to a maximum reduction of $500.
• Deductible waiver—Your comprehensive or collision deductible is not applied if the accident involves your property insured under an ERIE HomeProtector policy.
• Transportation expense—ERIE will pay up to an additional seven days of transportation expenses from a covered loss after we offer settlement. Payment will not exceed the Transportation Expense limit.
• Automobile death indemnity benefit—ERIE will pay an additional $1,000 in the event that anyone we protect dies as a result of bodily injury caused by an auto accident.
• Increased coverage limits for personal effects and non-owned trailers.

New Auto Security Coverage Endorsement* includes:

• Auto lease/loan security coverage—Provides additional protection in the event of a total loss to a covered auto. Coverage is provided for the difference between the actual cash value of the auto and the amount due under the terms of the lease/loan.
• Replacement cost coverage—ERIE will pay to replace your auto if it is two years old or less and is a total loss.
• Repair coverage—ERIE will pay to repair your auto, if it is two years old or less and is not a total loss.

*Must be added to a new vehicle within 60 days of the lease/purchase of the vehicle; must have purchased comprehensive and collision coverage. Not available in NY or NC.

Road Service:

• Reimburses you for reasonable towing and required labor costs at the site of breakdown when your auto is disabled.

Transportation Expenses (Comprehensive)

• Transportation Expenses (Comprehensive)—Basic limits are included in your Auto Policy if you purchase comprehensive coverage. Higher limits, including the cost of a car rental should your auto become disabled, are available for an additional charge.

Transportation Expenses (Collision)

• Transportation Expenses (Collision)—Basic limits are included in your Auto Policy if you purchase collision coverage. Higher limits, including the cost of a car rental should your auto become disabled, are available for an additional charge.

Death and Disability Benefits:

• Provides additional death and/or disability benefits should you die or become disabled as a result of an auto accident.